General Liability Insurance – Protecting your business

General liability is a broad commercial policy that covers general liability exposures of a business. Coverage typically includes product liability, completed operations, premises and operations, and personal and advertising injury. We recommend that all businesses operating have general liability coverage in place.

Comprehensive General Liability Insurance

Comprehensive General Liability Insurance — a broad form of 
liability insurance usually covering business organizations to protect them 
against liability claims for bodily injury and property damage arising out 
of operations, products and completed operations, and independent 
contractors; but excluding coverage for liability arising out of the use of 
automobiles.

Professional Liability

Professional Liability — liability for injury, including bodily or 
personal injury or death, and property damage arising out of the negligent 
act or omission of a professional, i.e., pharmacist, physician, attorney, 
architect, engineer, in performance of their professional activities.

Errors and Omissions Insurance (E&O)

Errors and Omissions Insurance (E&O) — an insurance form which 
protects the insured against liability for loss because of the insured’s 
error or oversight within a specified profession or activity.

Directors’ and Officers’ Liability Insurance (D&O)

Directors’ and Officers’ Liability Insurance (D&O) — insurance 
designed to protect directors and officers from liability claims arising out 
of alleged errors in judgment, breaches of duty, and other wrongful acts to 
their organizational activities.

Employment Practice Liability Insurance (EPLI)

Employment Practice Liability Insurance (EPLI) —protects 
companies and individuals against loss (damages and defense costs) arising 
out of employment practice disputes. Common claims allege discrimination, 
sexual harassment, wrongful termination, and wrongful discipline.

To find out more about this product and other products and services, contact us today.