Privacy Policy
Privacy Policy
We value you as a customer and respect your right to privacy. We know that you purchase our products and services because you trust we stand behind our promises. We pledge our commitment to treat your information responsibly. We created this privacy policy to show you that we are working hard to protect your privacy.
Information sharing and opt out
We do not sell your personal information to anyone for any reason. We do not share it, except for the reasons described below, which are permitted by federal and state law. Therefore, there is no need for you to opt out. If we change our policy, we will post it here and give you a chance to opt out before we share your information.
Confidentiality and security
We use physical and technical safeguards to protect your information. We restrict access to your information to those who need it to perform their jobs. Third-party business partners are bound by law to use the information only for our purposes. They may not disclose it or use it in any other way. We comply with all data security laws.
Collecting your personal information
We collect personal information about you from different sources. For example, we collect information you send us on applications and forms. We also collect information from your transactions with our companies, others, or us. We may collect information from a consumer-reporting agency or a medical provider. This collection depends on the product or service you request.
Disclosing your personal information
We do not sell your information to anyone. We may disclose this information to a business that carries out services and marketing for us. We may disclose your information as required or permitted by law. We may disclose your information for a legal or regulatory purpose. These include the following types of information.
- We may disclose information we receive from you on applications or other forms. This may include your name, address, beneficiaries, Social Security Number and family member information. This may also include assets, income, and the property address and value.
- We may disclose information from your transactions with our companies or us. This may include your account balance, policy coverage and payment history. This may also include premium paid, preferences, claims, and purchase method.
- We may disclose information we receive from a consumer reporting agency or other report. This may include your credit report, motor vehicle and driver data. This may also include medical and employment data, loss history reports, and other driver data. This disclosure depends on the products you select.
- We may disclose information to companies that perform marketing services on our behalf. As permitted by law, we may disclose some information to other financial institutions with which we have joint marketing agreements.
Using your medical information
We sometimes must collect medical information to provide you a product or to pay a claim. We do not use or share it for any purpose, except the following:
- Underwriting insurance
- Administering your policy, account, or claim
- As required or permitted by law
- As otherwise authorized by you
Internet Policies:
Sanguinetti & Co. Insurance Brokers/Mark Twain Insurance Services may collect the information you provide when you:
- Request information from one of Sanguinetti & Co. Insurance Brokers/Mark Twain Insurance Services web sites
- Apply online for products
- Subscribe to online services
- Complete an online form
- Conduct transactions online
- Apply for a job online
Sanguinetti & Co. Insurance Brokers/Mark Twain Insurance Services contracts with certain unaffiliated business partners who help us deliver online products and services. They may keep the information you provide.
Visitor Data
Sanguinetti & Co. Insurance Brokers/Mark Twain Insurance Services collects site-aggregate and customer-specific information about the pages you view on our site. We log IP addresses, browser and platform types, domain names, access times and referral data. We also collect information a customer volunteers on surveys and electronic forms. This information is used to improve our Web sites.
Sanguinetti & Co. Insurance Brokers/Mark Twain Insurance Services gathers data on its Web sites. This is a standard industry practice and is used to find out how visitors use our site. We collect aggregate information on the public areas of our Web site. We also collect information on an individual basis on areas of our Web site that require visitors to logon using an ID and password. We may collect the following data:
- How many people visit our Web site
- The pages they visit and the features they use
- How long they stay on our Web site
- The Web site people come from before reaching our Web site
We keep the e-mail you send to us. If you agree to receive email messages from us, we will keep the information you give us to send e-mail of specific interest to you. If you choose to send us e-mail, we keep your e-mail, your e-mail address, and our reply. Please be careful about the information you give us in e-mail. As with any public Web site, this communication may not be secure.
Web Links
It is important to note that our website has helpful links which may connect you to companies or organizations that may have links on Sanguinetti & Co. Insurance Brokers/Mark Twain Insurance Services. We are not responsible for the collection, use, or security of information by these companies or organizations. Please read the privacy policy of web sites reached through the use of links from Sanguinetti & Co. Insurance Brokers/Mark Twain Insurance Services .
What happens if Sanguinetti & Co. Insurance Brokers/Mark Twain Insurance Services changes its privacy policy?
If we decide to change our privacy policy, we will post the changes on our homepage. This way you always know what information we collect, how we use it, and under what circumstances we disclose it.
Questions:
We value our customers and want you to understand how we use the information we collect. Please contact us if you have any questions about our privacy policy at:
When you contact us, please include your name, address, policy number, and phone number.
This privacy statement describes our privacy practices for both current and former customers. Please share this information with everyone covered by your policy or contract. If you request, we will send more copies of this statement.
Thank you for choosing Sanguinetti & Co. Insurance Brokers/Mark Twain Insurance Services
We look forward to building a lifetime relationship with you.